Personal Savings Accounts

Minor Savings Account

A savings account for children under 18 that earns interest

Balance To Open
Minimum balance to open account $50

Monthly Service Fees & Transaction Limits
No monthly maintenance fee

Per item fee of $1 for each withdrawal in excess of 3 during the month

* see transaction limits below.

Interest Earned
Interest compounded quarterly and credited to account quarterly

If you close your account before interest is credited, you will not receive any accrued interest

Other Benefits
Free Falcon 24-Hour teller by phone:
(956) 718-2611 - Laredo
1 888 944-2611 - All Markets

** ATM Card

Online Banking & Bill Pay
Free Online Banking

Basic Online Banking available (restricted from Bill Pay)

Statements
Quarterly statements

*Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.

**ATM Fees - ATM cash withdrawal or inquiries at ATM's other than Falcon's will be charged $1.00.