Personal Checking Accounts

Bonus Checking

Product Description
A checking account that pays interest with no minimum balance requirement and no per item fees.

Balance To Open
Minimum balance to open account $100.

Bonus Interest Rate
Earns higher interest rate when you complete the Required Transactions during a statement cycle.

Required Transactions Each Statement Cycle :

  • Receive a Direct Deposit or a preauthorized ACH debit

  • Conduct at least fifteen (15) MasterCard Debit Card signature based or Point of Sale (POS) PIN-based transactions (excluding ATM transactions)


  • Completion of the Required Transactions will be determined from items POSTED to your account during each statement cycle. Transactions may not POST to your account on the same day the transaction is conducted.


    Monthly Service Fees & Transaction Limits
    None

    No per item fee

    Unlimited Check Writing

    Other Benefits
    Free Falcon 24-Hour teller by phone:
    (956) 718-2611 - Laredo
    1 888 944-2611 - All Markets

    MasterCardMasterCard Debit Card

    Online Banking & Bill Pay
    Free Online Banking & Bill Pay

    Statements
    Truncated Account (checks listed)
    You are entitled to receive two free copies of cancelled checks per statement cycle.


    Annual Percentage Yield (APY) is effective as of 06/12/2008 and is subject to change without notice. Requirements must be met each month to obtain disclosed APY. If requirements are not met, account will earn .10% Annual Percentage Yield (APY) for that month. Mimimum balance to open account is $100. No minimum balance required to earn interest. Any ACH debit or credit will satisfy the requirement.