Beware of the following scams

Remember the address and fake contact name may change

SCAM 1:

SCAM 2:

From:

Sent:

To:

Subject:

Unauthorized ACH Transaction Report

Identity Theft

Recently there have been a number of people calling to inform us that they have received a text message indicating that it was coming Falcon International Bank. The text message may look similar to the following:

From: Department at Falconbank.com
Important Falcon International Notice
ID FFJ901
Suspicious authorization
Call 1866 384 2232

If you received a text message like this please do not call the number listed. It is an attempt to gain your credit card and/or debit card information. The text message you received is fraudulent and Falcon International Bank will never ask you for your debit or credit card number, your PIN number, or your security number over the phone or through an email. For more information regarding ID Theft and Fraud as well as other types of telephone scams please visit our Identity Theft for Individuals page here.

If you have called the phone number listed on the text message and entered your Falcon Debit or Credit Card information please contact one of our representatives at 956-723-2265 or toll free 888-310-2265. Or, if you have called the phone number listed on the text message and entered your Falcon Debit or Credit Card information and you need to report the incident after normal banking hours please call 1-800-383-8000 to report your Debit Card lost or stolen.

Identity Theft is one of the fastest growing crimes in America. Falcon Bank wants to help prevent identity theft from happening to you. The links below contain written material and videos that may help you detect and prevent different types of Identity Theft. If you are a victim of Identity Theft please click here for an Identity Theft Victim’s Kit and contact Lance Newman at (956)723-2265 Ext 1574 or if outside the Laredo area call (888)310-2265 Ext 1574.

Please visit our ID Theft and Fraud Prevention Center below:

Identity Theft For Business

Identity Theft For Individuals

Fraud Information

Recently, people have been receiving Falcon Bank Cashier's Checks accompanied with a letter indicating that they have won a lottery, have been selected to be a mystery shopper, or claim that they are entitled to an amount of money if the cashier’s check is deposited or cashed and a portion of the check is wired back to the sender. If you have received such a check do not attempt to deposit or cash the check but do shred or tear and discard the check. The Falcon Bank Cashier's Checks that are sent accompanied with these sorts of letters are fraudulent and are part of a scam. If you have any questions please feel free to contact Lance Newman at (956) 723-2265 ext 1574 or toll free at (888) 310-2265 ext. 1574.

A few common scams are detailed below:

Lottery/Sweepstakes Scams
Lottery/Sweepstakes scams target consumers and can arrive through the mail, by email, or by an unsolicited telephone call. Here's how it works:

The notification advises you have won a prize, but you did not enter in any type of lottery or sweepstake by the promoter contacting you.
The promoter will ask you to send payment to cover the cost of redeeming the prize when the prize does not exist.
In this type of scam, you may rarely if ever receive any winnings in return.

Mystery Shopper Scams
Here is how it works:

A notification is received indicating that you have been selected to be a Secret Shopper and a check is sent along with the letter.
The promoter asks you to deposit or cash the check, go to a certain retailer(s) and visit their customer service area to wire a set amount back to the promoter and the remaining balance is payment you receive for your services.
Your financial institution returns the deposited or cashed cashier’s check as fraudulent and you will become liable for the amount used.

Check Overpayment Scams
Check Overpayment scams target consumers who sell items through an online auction site or a classified ad. Here's how it works:

The seller takes a big loss when the "buyer" passes a counterfeit cashier's check, money order, corporate or personal check as payment.

The counterfeit check is written for more than the agreed price.

The "buyer" will ask the consumer to wire back the difference after the check has been deposited.

The check will more than likely bounce and the consumer becomes liable for the entire amount.

Phishing Scams
You receive an email saying that your Bank needs you to update your account information and needs you to follow a web link in order to update your personal information on your account(s), debit/credit card, or online banking account. Here’s how it works:

The email and linking Website may appear authentic. It may even look just like our Website.
It may ask you to "update" or "validate" your account information such as your debit/credit card number, expiration date, and validation number!
Falcon International Bank will never ask for account and /or debit card numbers by email or unsecured Website.
Often it will threaten some consequence if you don't respond.
If you respond the scammer will gather the information to steal your identity or to use your debit/credit card to make several purchases.

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