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Home News Archive Falcon Soars to New Heights--Announces Promotions (January 29, 2007)
December 02, 2010

Falcon Soars to New Heights--Announces Promotions (January 29, 2007)

Falcon Soars to New Heights--Announces Promotions (January 29, 2007)

Falcon International Bank recently announced the promotions of several key members of its staff.


In anticipation of its entry into the billion dollar-banking niche, Falcon International Bank recently announced the promotions of several key members of its staff. "We take our 'We know what counts' philosophy very seriously," says Adolfo Gutierrez, past president and newly minted chief executive officer and chairman of the board. "Having the right people in place is essential for the explosive growth that we foresee for the bank." The following promotions became effective with the New Year.

President & COO
Falcon International Bank – Laredo

Mr. Narvaez assumes the role of President and Chief Operating Officer for the bank. With over twenty years in banking, Narvaez has spent the last fifteen with Falcon and has established himself as a leader, mentor, and true advocate for the Falcon family. Narvaez has played a critical role in Falcon's exceptional asset growth, strategic expansion, and top performing bank honors. Since joining Falcon in 1992, bank assets have increased from $20 million to more than $660 million, the number of employees has increased from 15 to over 300, and banking locations have increased from one to thirteen.

"Gilbert has shown great dedication and commitment to Falcon throughout his 15 year
career. He has helped establish and reach new milestones for the Falcon family. These efforts have prompted the board of directors to entrust Gilbert as Falcon's new president. I am proud to have such a devoted individual to direct our bankers and Falcon," says Adolfo Gutierrez.

A well-known member of the Laredo community, Narvaez is past director and executive committee member for the Laredo Chamber of Commerce, and past director for the Laredo Development Foundation. Other past civic involvements include Junior Achievement of Laredo volunteer, member of the Cola Blanca and Bola Blanca Committees, and volunteer and board member of the Laredo Border Olympics.

He is an honors graduate of Laredo State University, now Texas A & M International University – Laredo, Texas. He also completed advanced studies at the Colorado Graduate School of Banking in Boulder, Colorado. He is married to Alma L. Narvaez and has three children: Gilbert III, Alicia Gabriela, and Gabriel Alejandro.

Narvaez stated, "I am privileged and honored that Mr. Gutierrez has given me this opportunity. I'm excited and eager to carry out the Bank's vision and strategies with solid goals and objectives. I've got some huge shoes to fill, but Mr. Gutierrez has laid the groundwork for continued success, groundwork that revolves around providing superior customer service and selecting the best people to work for the Falcon family, people that believe in the 3-F doctrine—faith, family and Falcon. This doctrine has enabled us to attract, retain, and develop the best bankers around. We truly have an All-Star Banking Team with whom, we are poised for success: exponential growth-- surpassing the billion dollar asset mark within a relatively short time, and continued customer satisfaction."

Senior Executive Vice President
Chief Risk Officer
Falcon International Bank- Laredo

Promoted to Senior Executive Vice President, Ms. Valdez brings over twenty-seven years of banking experience to Falcon. Since joining the bank in 2003, Valdez' responsibilities have grown from establishing the Compliance Department to overseeing Risk Management functions as well as Loan Administration, Information Security, Information Technology, Accounting, Secondary Mortgage Loans, Retail Banking, Business Development, Marketing and International Banking.

As Ms. Valdez stated, "I am very proud to be associated with the first class individuals that work for Falcon International Bank and to be part of the Falcon family. I am honored to be given the opportunity to advance my career with a bank whose priority is meeting the needs of its customers and the communities it serves."

Valdez graduated from Hebbronville High School and went on to attain her BBA from the University of Texas at Austin. She also attended the Graduate School of Banking at Colorado. In addition, Valdez has attended the ABA Compliance School and TBA Compliance Management School.

Active in the community, Valdez has been president, vice-president, and secretary of the local chapter of Financial Women International. She is also a former treasurer of the Jalapeno Festival and Mary Help of Christians School Parent/Teacher Association.

Senior Executive Vice-President
Chief Lending Officer
Falcon International Bank – Laredo

An integral part of the Bank, Ray Gonzalez joined the Falcon family in 1988 and had, until January 2007, maintained the position of Senior Credit Officer and Executive Vice-President. Ray oversees all lending activity, including bank-wide production levels, portfolio growth trends, and credit quality of the loan portfolio. Additionally, Ray is responsible for maintaining manageable risk assessment levels, overall budgeting for strategic planning, policy amendments, reporting loan activity to the Board of Directors, meeting with key lenders, and scheduling time for regulatory and/or internal/external loan reviews. Ray is also a member of the board for Falcon Bank.

"It is a great honor and privilege to have been named Senior Executive Vice-President of Falcon International Bank. I know that things are not just given without ones commitment to do their best and therefore, I renew my pledge to strive for excellence in each endeavor that I undertake. As we move forward, I will continue to surround myself with the very best talent, enabling me to fulfill personal and bank visions. The past seventeen years have past so quickly. I'm proud to be part of an organization that is truly dedicated to its employees and to our community", states Gonzales.

Ray has shown just as much passion in the community as he has in business. He is a member of the City of Laredo's Board of Adjustments. In addition, he has immersed himself in the Cola Blanca "Big Buck Contest," Junior Achievement, and Laredo Builders Association. Additionally, Ray spearheaded the "Welcome Hunters Party," sponsored by Falcon Bank and a function of the Chamber of Commerce.

Throughout the last 28 banking years, he has attended numerous bank-related educational programs with Fannie Mae, Freddie Mac, VA, IBAT, and the Texas Bankers Association. Ray is also approved by the Department of HUD as a direct endorsed (DE) underwriter for Falcon Bank.

Ray has a passion for hunting and fishing, and occasionally plays golf and racquetball. Ray has been married to Lyssa (Pena) for the past 26 years, and they have two lovely daughters, Michelle and Melanie.

Senior Executive Vice President
Cashier and BSA Officer
Falcon International Bank - Laredo

Capitalizing on his 30-year banking career, fifteen of which have been with Falcon Bank, Roy is responsible for overseeing the core operations of the Bank, including wire transfers, bookkeeping, ATM department, teller operations, financial services, CIF department, branch operations and the BSA/AML department. In addition, Roy is part of the following bank committees: Internal ALCO Committee, Loan and Discount Committee, Pricing Committee, Branch Development Committee, and SAR Committee.

"To be recognized as Senior Executive Vice-President of Falcon International Bank is an amazing honor and privilege. I am grateful for this opportunity and I look forward to doing my part in growing this institution to new heights", says Gonzales.

Roy has attended many specialized seminars and schools on the Bank Secrecy Act, as well as Compliance and Operational issues.

Outside the bank, Roy has also been active in the United Way of Laredo and Junior Achievement of Laredo, and has also been a committee member of Cola Blanca Big Buck Contest.
Roy is an avid Bucks fan and enjoys outdoor events. Roy is married to Wanda (Hale) and has one son, Roy John Jr.

Chief Executive Officer, Falcon International Bank – Laredo
Chairman of the Board, Falcon International Bank

Under Gutierrez' leadership, Falcon Bank has grown into a multi-branched, multi-faceted organization. With franchises in San Antonio, Del Rio, Eagle Pass, Buda, and McAllen, Falcon Bank has exceeded $660 million in bank assets and offers a community bank feel alongside sophisticated and superior services. In order to enhance and promote a more global vision for the bank, Gutierrez continues in his role as Chief Executive Officer and now assumes the role of Chairman of the Board for the bank. In that capacity, Gutierrez will ensure that the bank continues its commitment to providing excellence in banking to the community.

Born and raised in Laredo, Adolfo understands the needs of the community he serves. He graduated from J.W. Nixon High School in 1973 and, armed with a Bachelors Degree from Texas A & M University in 1976, began to satisfy his entrepreneurial spirit by opening various businesses in his home town. Mr. Hugo a Gutierrez, Sr., Chairman of the Board Emeritus, says of his son, "I am proud to name Adolfo as my successor to the board. It was in 1995, with his assumption of the presidency of Falcon National Bank that Adolfo's inherent business acumen and leadership style catapulted Falcon Bank to the forefront of the banking industry."

As involved in the community as he is in banking, Adolfo is a member of the Laredo Chamber of Commerce, the Laredo Development Foundation, and Junior Achievement. He contributes to the Habitat, United Way, Laredo Boys and Girls Club, LIFE, and numerous other charitable organizations. In addition, Adolfo is a member of the Texas Bankers Association, as well as an Advisory Director of the Independent Bankers' Association of Texas.

Adolfo has been married for 28 years to Mary Alice (York) and has three children: Mary Kathryn, A.J., and Amanda.


A family-owned, privately held business, Falcon Bank has served the Laredo market for 20 years and knows the distinct duality of a border-town culture. The bank converted to a state charter in 2000 and became Falcon International Bank. Since then, Falcon's growth has surpassed many milestones. Assets have increased exponentially, ultimately requiring the addition of personnel to satisfy the demands of its ever-growing customer base. Supplementary banking facilities have been established to accommodate for employees' and customers' needs.

Falcon International Bank was named 157th in the 2006 issue of Hispanic Business magazine's "Hispanic Business 500"—the annual directory of the top Hispanic-owned firms in the United States. The Independent Community Bankers of America also recognized Falcon Bank as one of the association's top performers in June 2006. Also, the National Banking Association has recognized Falcon as the top-performing bank in their membership for a consecutive two years.

Falcon Bank is committed to providing excellence in banking. With the great success and growth achieved in 2006, Falcon has decided to move forward on the expansion of the bank in new Texas cities. Furthermore, Falcon plans to provide its current communities with new banking facilities. San Antonio, McAllen, Eagle Pass and Laredo can expect to see further expansion. Falcon has also established a banking facility in the Brownsville region. This is the first full-service branch located in the region and is expected to open at the end of January 2007.