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Bonus Checking

A checking account with competitive interest rates (restricted to sole proprietorships and non-profit organizations)

Balance To Open
Minimum balance to open account $100.

Bonus Interest Rate

Earns higher interest rate when you complete the Required Transactions during a statement cycle.

Call (956)723-2265 for rate information on this account.

Required Transactions Each Statement Cycle:

Receive a Direct Deposit or a preauthorized ACH debit.

Conduct at least fifteen (15) MasterCard Debit Card signature based or Point of Sale (POS) PIN-based transactions (excluding ATM transactions).

Completion of the Required Transactions will be determined from items POSTED to your account during each statement cycle. Transactions may not POST to your account on the same day the transaction is conducted.

Monthly Service Fees & Transaction Limits


No per item fee

Unlimited Check Writing

After 90 days of no customer inititated activity, a $5 inactivity fee will be imposed.

Other Benefits
Free Falcon 24-Hour teller by phone:
(956) 718-2611 - Laredo
1 888 944-2611 - All Markets

MasterCard Debit Card

Online Banking & Bill Pay
Free Online Banking & Bill Pay

Monthly statements are provided through Electronic Statements (E-statements).  A $5 fee will be assessed for each periodic statement sent by mail