A checking account with competitive interest rates and limited check writing

Balance To Open 

Minimum balance to open account $2,500

Monthly Service Fees & Transaction Limits 

$10 maintenance fee if the daily balance falls below $2,500 any day of the cycle

Per item fee of $20 for each check in excess of 6 during a statement cycle.

*Transactions on Money Market Accounts are limited by law (see details below).

Interest Earned 

Interest compounded and credited to account monthly

Interest is tied to a tiered base rate for your entire balance.

If you close your account before interest is credited, you will not receive any accrued interest.

Call (956)723-2265 for rate information on this account.

Other Benefits 

Free Falcon 24-Hour teller by phone: 

(956) 718-2611 - Laredo 

1 888 944-2611 - All Markets 

Online Banking & Bill Pay 

Free Online Banking & Bill Pay 


Imaged Check Statements 

*Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.

**Non-proprietary ATM Fees - Cash withdrawals or inquiries at ATMs not owned by Falcon Bank will be charged $2.00 (in addition to any fees assessed by the ATM owner).