September 30, 2019

As of:
December 31, 2019

Assets

Cash and due from banks:

$117,823,404

$97,291,948

Federal funds sold/due from time:

 $32,551,000

$42,034,000

Securities available for sale:

 $221,612,158

$235,847,442

Securities held at maturity:

 

 

Loans, net of unearned income,
allowance and loan losses:

 $807,746,605

$837,978,961

Customers liability on letters of credit:

 $2,493,604

$2,382,013

Other assets:

 $80,431,504

$81,290,136

Total Assets:

 $1,262,658,275

$1,296,824,500

Liabilities and Equity

Deposits:

   

Demand deposits:

 $255,253,137

$236,710,213

Interest bearing:

$838,076,040

$890,471,887

Total Deposits:

 $1,093,329,177

$1,127,182,100

Customers liability
on letters of credit:

 $2,493,604 $2,382,013

Other liabilities:

 $6,427,943 $4,800,112

Equity capital:

 $160,407,551

 $162,460,275

Total liabilities and equity:

 $1,262,658,275

$1,296,824,500