December 31, 2019

As of:
March 31, 2020

Assets

Cash and due from banks:

$97,291,948

$120,708,907

Federal funds sold/due from time:

$42,034,000

$30,770,000

Securities available for sale:

$235,847,442 

$248,705,980

Securities held at maturity:

  

 

Loans, net of unearned income,
allowance and loan losses:

 $837,978,961

 $868,204,373

Customers liability on letters of credit:

 $2,382,013

 $882,013

Other assets:

 $81,290,136

 $80,948,524

Total Assets:

 $1,296,824,500

 $1,350,219,797

Liabilities and Equity

Deposits:

    

Demand deposits:

 $236,710,213

 $244,218,428

Interest bearing:

$890,471,887

 $927,627,019

Total Deposits:

 $1,127,182,100

 $1,171,845,447

Customers liability
on letters of credit:

  $2,382,013 $882,013

Other liabilities:

  $4,800,112 $6,240,771

Equity capital:

 $162,460,275

 $171,251,566

Total liabilities and equity:

 $1,296,824,500

 $1,350,219,797