December 31, 2021

As of:
March 31, 2022

Assets

Cash and due from banks:

$341,074,829

$397,237,089

Federal funds sold/due from time:

$15,755,000

$13,110,000

13,110,000Securities available for sale:

$305,479,401

$274,438,263

Securities held at maturity:

 $81,272,637

$109,002,072

Loans, net of unearned income,
allowance and loan losses:

$1,019,139,512

 $1,028,063,919

Customers liability on letters of credit:

$1,764,738

$1,759,738

Other assets:

$81,567,308

 $87,412,919

Total Assets:

$1,846,053,425

 $1,911,024,000

Liabilities and Equity

Deposits:

    

Demand deposits:

$477,121,107

 $493,554,599

Interest bearing:

$1,173,847,023

 $1,229,432,789

Total Deposits:

$1,650,968,130

 $1,722,987,388

Customers liability
on letters of credit:

 $1,764,738 $1,759,738

Other liabilities:

 $2,026,129 $5,736,936

Equity capital:

 $191,294,428

$180,539,938

Total liabilities and equity:

$1,846,053,425

 $1,911,024,000