December 31, 2021

As of:
June 30, 2022

Assets

Cash and due from banks:

$341,074,829

$360,863,885

Federal funds sold/due from time:

$15,755,000

$12,361,000

Securities available for sale:

$305,479,401

$276,431,312

Securities held at maturity:

$81,272,637

$107,658,955

Loans, net of unearned income,
allowance and loan losses:

$1,019,139,512

$1,053,105,682

Customers liability on letters of credit:

$1,764,738

$1,662,765

Other assets:

$81,567,308

$88,822,804

Total Assets:

$1,846,053,425

$1,900,906,403

Liabilities and Equity

Deposits:

   

Demand deposits:

$477,121,107

$616,308,062

Interest bearing:

$1,173,847,023

$1,106,348,724

Total Deposits:

$1,650,968,130

$1,722,656,786

Customers liability
on letters of credit:

$1,764,738 $1,662,765

Other liabilities:

$2,026,129 $1,572,319

Equity capital:

 $191,294,428

$175,014,533

Total liabilities and equity:

$1,846,053,425

$1,900,906,403