September 30, 2018

As of:
December 31, 2018

Assets

Cash and due from banks:

$144,250,274

$141,783,160

Federal funds sold/due from time:

 $23,682,000

$22,713,000

Securities available for sale:

 $112,090,609

$118,507,831 

Securities held at maturity:

 

 

Loans, net of unearned income,
allowance and loan losses:

 $790,779,747

$786,789,870

Customers liability on letters of credit:

 $2,283,840

$2,283,841

Other assets:

 $81,370,001

$80,652,549

Total Assets:

 $1,154,456,471

$1,152,730,251

Liabilities and Equity

Deposits:

   

Demand deposits:

 $233,959,081

$241,171,197

Interest bearing:

$772,697,869

$761,411,719

Total Deposits:

 $1,006,656,950

$1,002,582,916

Customers liability
on letters of credit:

 $2,283,841 $2,283,841

Other liabilities:

 $5,920,438 $4,504,784

Equity capital:

 $139,595,242

$143,358,710

Total liabilities and equity:

 $1,154,456,471

$1,152,730,251