A checking account that pays interest with no minimum balance requirement and no per item fees.

  • Earns up to 2.00% (APY) Annual Percentage Yield when you complete the required transactions during a statement cycle:
  1. At least one (1) Direct Deposit or Preauthorized ACH transaction must POST to your account; AND
  2. At least twenty-five (25) MasterCard debit card signature-based or Point of Sale (POS) PIN-based transactions (excluding ATM transactions and recurring debit card transactions) must POST to your account
  • Note: Transactions may not POST to your account on the same day the transaction is conducted
  • Minimum balance to open $100
  • No minimum balance requirement
  • No monthly service fee
  • No per item fee
  • Interest is compounded and credited to the account monthly
  • When the transaction requirements are not met 0.25% APY will be paid on the entire balance
  • Annual Percentage Yield (APY) is effective as of 01/28/2020 and is subject to change without notice

    Other Benefits

    Free Falcon 24-Hour teller by phone:

    (956) 718-2611 - Laredo

    1 888 944-2611 - All Markets

    MasterCard Debit Card

    Online Banking & Bill Pay

    Free Online Banking & Bill Pay